Boiler Breakdown Insurance

What is covered?

In the event of sudden or unforeseen breakdown of your boiler or system, that is covered by this Policy, we will carry out repairs at no cost to you.

If you choose Boiler Breakdown Insurance including an annual service we will carry out a service on your boiler during the term of your policy. This means a visual inspection and efficiency and safety check. If the boiler is not working efficiently or safely it will be stripped down and a full service carried out according to CORGI recommendations. Where the boiler passes an initial inspection and safety check, a full service will not be carried out during the current Policy term.

We will pay up to £1,500 including VAT during the term of the Policy.

If your boiler is, in our view, considered to be non-repairable or uneconomical to repair and you are covered under your Policy, we will pay you a cash settlement based upon the age of your boiler as determined by us and subject to the maximum payments listed below:

Age in years Maximum payment
0-5 £400
6-10 £250
11-15* £200

* Conventional boilers only

In the event that a cash settlement is made in accordance with the above, your insurance will terminate and any further cover under this Policy will cease.

Eligibility

This insurance is available for properties located within the mainland United Kingdom, Isle of Man or Isle of Wight. The property must not be used for commercial purposes of any nature including the letting of the property. You must be the legal owner of the property.

The boiler must be:

(i) installed in accordance with the manufacturer‘s instructions

(ii) under 15 years of age for conventional boilers at the start date

(iii) under 10 years of age for combination boilers at the start date

(iv) a domestic boiler with a heating capacity not exceeding 200,000 btu/hr 58.6KW

(v) deemed accessible. If on the first visit the boiler is deemed, at the discretion of the authorised repairer, to be installed or located in such a way that it is not easily accessible for inspection, repair or service we reserve the right to decline coverage under the Policy. You may be liable for a call out charge in this instance.

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©2006 London General Insurance